New Listing in Burlington

Posted on November 13, 2025 by The Linda Maguire Team

Check out our newest listing 263 HART Avenue in Burlington.

Full of character & charm, this home sits on a picturesque, tree-lined street in coveted Roseland - just steps to the Lake, Downtown Burlington & Roseland Tennis Club. Set on a 62'X120' lot within top-rated school districts, it offers timeless appeal & a highly desirable location. Leaded glass windows, crown mouldings, hardwood floors & a wood-burning fireplace bring warmth & classic elegance throughout. The bright living room is filled with natural light from a large picture window, complemented by a separate dining room & an upgraded kitchen with modern finishes. A sunroom wrapped in windows with walkout access to the backyard provides an ideal home office or cozy retreat. The primary bedroom provides a peaceful escape, joined by two additional well-sized bedrooms. The finished basement with a separate entrance adds versatile living space & a renovated full bathroom. Outside, a private backyard with a stone patio, mature trees & lush gardens creates a serene setting for entertaining. A rare opportunity to own a home with true character in one of Burlington's most sought-after neighbourhoods. (id:2493)

Listed for $1,849,000

For more information contact Linda Maguire at info@maguireteam.ca

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Is Skipping the Home Inspection Really Worth It?

Posted on November 7, 2025 by The Linda Maguire Team

In today’s competitive real estate market, it can be tempting to do whatever it takes to win a bidding war. For many buyers, that includes skipping the home inspection to make their offer more appealing.

At first glance, it might feel like a savvy strategy. Saving a few hundred dollars upfront and speeding up the process? Sounds efficient. But here’s the truth:

That small savings could cost you big time later.

We’re talking hidden foundation issues, outdated electrical systems, roof damage, plumbing problems—the kinds of repairs that can quickly add up to tens of thousands of dollars. All of which may stay hidden until you’ve already moved in and assumed the financial responsibility.

The True Cost of Skipping an Inspection

Home inspections are designed to protect your investment. When you waive that step, you’re essentially agreeing to buy a property "as is," without a full picture of its condition. You wouldn’t buy a car without checking under the hood—so why do that with your home?

Here are just a few issues a standard inspection can uncover:

Structural problems like foundation cracks
Roof or attic damage
Electrical hazards
Water leaks or mold
HVAC inefficiencies or safety issues

Skipping an inspection may help you win the house, but it could also turn your dream home into a money pit.

How to Stay Competitive Without Skipping the Inspection

The good news? You don’t have to choose between a strong offer and a smart one. There are ways to protect your offer and your future:

Pre-Inspection: If the seller allows, schedule an inspection before submitting your offer. This gives you a clear view of the property's condition without adding conditions later.
Short Inspection Window: Instead of waiving the inspection altogether, offer to complete it within 24-48 hours. It shows urgency while still protecting you.
Focus on Major Systems: In some cases, a more limited inspection focused on key systems (roof, foundation, electrical, plumbing) can offer critical insight in a shorter timeframe.
Work With a Skilled Agent: The right agent will know how to structure an offer that’s competitive, strategic, and safe. They’ll advocate for your long-term interests, not just a quick win.

Our Approach

At the Linda Maguire Team, we believe in smart, informed buying. We help our clients stay competitive while minimizing risk, because your peace of mind matters just as much as getting the keys.

You deserve to buy with confidence—not with regrets.

Want to talk strategy? We’re here to help.

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Should You Lock In or Stay Variable?

Posted on November 3, 2025 by The Linda Maguire Team

One of the biggest questions homeowners face today is whether to stick with a variable rate or lock into a fixed mortgage. The choice comes down to balancing peace of mind with flexibility.

Fixed rates offer predictability. Your payment stays the same for the entire term, which makes budgeting easier. If you’re worried about higher rates at renewal or your household budget is already stretched, a fixed term can provide valuable stability.

Variable rates move with the market. When rates drop, your payments may fall too, saving you money. But when rates rise, your costs can climb quickly. Variable works best if you can handle some payment fluctuation and want the flexibility to switch or pay off early with fewer penalties.

Example: A family with a tight monthly budget might lean fixed for security, while a homeowner with a cushion in their cash flow may prefer variable to take advantage of potential savings.

There’s no one-size-fits-all answer. The right choice depends on your comfort with risk, your cash flow, and your timeline. A quick review with a mortgage professional can help you decide which option fits your household best.

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Canada’s Market Is Opening Doors - But Many First-Time Buyers Are Waiting

Posted on October 29, 2025 by The Linda Maguire Team

Here’s What’s Driving the Hesitation (And Why It Could Be a Smart Time to Act)

Despite improving conditions in Canada’s housing market, including lower borrowing costs and more balanced pricing, many first-time buyers are approaching their homeownership journey with caution.

A new national survey from Royal LePage shows that just 13% of Canadians are actively working toward buying their first home in the next two years. Even among them, the majority (82%) plan to wait 12 to 24 months before making a move.

So, what’s behind the hesitation?

It’s not a lack of interest; it's a strategy. Many prospective buyers are still in the research phase: 51% are actively exploring neighbourhoods, and 49% are browsing online listings, yet only 19% are currently viewing homes in person. This suggests a high level of behind-the-scenes activity — with buyers quietly preparing rather than rushing in.

Financial dynamics are also shifting. While past generations often leaned on family assistance, more than half of first-time buyers today expect to go it alone. Still, 41% anticipate some form of help — whether through gifts, loans, or co-signing arrangements.

Another revealing insight? Almost half (49%) of hopeful buyers are aiming for a detached home — but many may need to adjust expectations. Condos, townhomes, and move-in ready properties are rising as more attainable options, especially in sought-after communities like Burlington and Oakville.

Top buyer priorities include:

Saving at least 20% for a down payment (53%)
Choosing location over commute (42%)
Finding a home that requires minimal renovations

What does this mean for you — especially if you're local?

The current market offers a rare mix of opportunity and time. With borrowing rates stabilizing and competition less intense, prepared buyers can take advantage of softer conditions — especially those willing to move before demand rebounds.

If you're thinking of buying — even if it's still a year or two away — now is the time to start planning.

At The Linda Maguire Team, we’ll help you understand your options, define your goals, and build a strategy that makes sense for your timeline. No pressure, just honest guidance to help you make confident, informed decisions.

Source: Royal LePage Fall 2025 Market Survey

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New Listing in Burlington

Posted on October 29, 2025 by The Linda Maguire Team

Posted in Burlington Real Estate

Check out our newest listing 1405 2007 JAMES Street in Burlington.

See details here

Welcome to The Gallery, the epitome of luxury condo living in the heart of downtown Burlington. This stunning 1-bed + den, 1-bath suite provides 649 sq ft of bright, thoughtfully designed space with floor-to-ceiling windows showcasing breathtaking, panoramic views of Lake Ontario. The sleek, modern kitchen features a gas stove, large island, quartz countertops, stainless steel appliances & a striking new backsplash, while wide-plank flooring, fresh paint, stylish new lighting & custom blinds elevate the space. The versatile den is ideal for a home office or creative studio. Step onto the oversized 160 sq ft covered balcony with a built-in gas line for BBQs & soak in spectacular south-facing lake views year-round. Residents enjoy unmatched resort-style amenities: indoor pool, state-of-the-art fitness & yoga studios, party & games rooms, rooftop terrace with BBQs & firepit, 24-hr concierge & luxurious guest suites—all with acclaimed Bardo Restaurant conveniently located on the main floor. Walk to Spencer Smith Park, the waterfront, shops, restaurants & cafés, with quick access to QEW, 403 & 407 for effortless commuting. (id:2493)

Listed for $595,000

For more information contact Matt Maguire and Linda Maguire at info@maguireteam.ca

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New Listing in Burlington

Posted on October 18, 2025 by The Linda Maguire Team

Posted in Burlington Real Estate

Check out our newest listing 18 5088 NEW Street in Burlington.

See details here

Experience modern comfort & everyday convenience in this bright, spacious end-unit townhouse nestled in Burlington's desirable Elizabeth Gardens. With 3 bedrooms, 2.5 baths & over 1,300 sq ft of thoughtfully updated living space, this home offers style, function & a warm sense of home. The upgraded kitchen features stainless steel appliances, a breakfast bar & a pantry, flowing into an inviting living room anchored bedrooms and additional bathroom provide ample space for family or guests. The finished basement offers a large rec room & bonus area ideal for a home gym or office. Enjoy a fully fenced backyard perfect for relaxing or entertaining, plus a private garage with convenient indoor access. With laminate flooring throughout, updated bathrooms, new washer/dryer & new furnace & AC (2021), this home is move-in ready. Walk to parks, schools, restaurants, grocery stores & new community centre, with easy access to Appleby GO, 403 & 407. A fantastic opportunity in a truly prime Burlington location. (id:2493)

Listed for $779,900

For more information contact Matt Maguire and Linda Maguire at info@maguireteam.ca

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How the Offset Mortgage Power Move Can Slash Interest Costs Without Extra Out of Pocket Spending

Posted on October 8, 2025 by The Linda Maguire Team

If you’ve got savings sitting in a chequing account or cash flow piling up in an everyday bank balance, chances are it’s doing almost nothing for you. Meanwhile, your mortgage is quietly charging interest on every dollar you still owe. That’s dead money.

An offset mortgage flips the script. Instead of collecting dust, your money sits in an account linked directly to your mortgage balance. The bank calculates interest only on the net difference. Which means every dollar you park there reduces the interest you pay.

Here’s the play:

Say you have a $400,000 mortgage at 5.25% and keep $25,000 in your offset account. Instead of paying interest on $400,000, you’re charged on $375,000. That alone saves roughly $1,100 a year without putting an extra dime toward your mortgage payment.

The real kicker? You keep access to the cash. Need it for an emergency, a trip, or an investment? Pull it out anytime. Until then, it’s quietly working to shrink your interest bill and speed up your equity growth.

Yes, offset mortgages can carry slightly higher rates or fees than standard products. But for homeowners who keep meaningful cash on hand, whether in savings, business accounts, or rental reserves, the math often works in their favour.

If you’ve got liquidity, don’t let it sit idle. Put it to work in an offset structure and watch your mortgage cost shrink without changing your lifestyle.

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New Listing in Burlington

Posted on October 2, 2025 by The Linda Maguire Team

Posted in Burlington Real Estate

Check out our newest listing 692 CATALINA Crescent in Burlington.

See details here

Stylish, spacious & move-in ready—welcome to 692 Catalina Cres in Burlington’s desirable Longmoor neighbourhood. This fully renovated 3+1 bed, 2 bath raised ranch features an open-concept main floor with a chef’s kitchen, a large island & stainless appliances, flowing into a bright dining & family room with a gas fireplace. Crown moulding, pot lights, California shutters & fresh paint add modern flair, while the spa-like main bath offers everyday luxury. The lower level boasts a sunlit rec room with wood-burning fireplace, a stunning bath with soaker tub & a walk-up to a landscaped yard with tiered deck & inground pool. Set on a quiet, tree-lined crescent near top-rated Nelson High School, parks, shops, The Go Train & easy access to the QEW —perfect for families craving comfort & convenience. (id:2493)

Listed for $1,219,000

For more information contact Linda Maguire at info@maguireteam.ca

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New Listing in Waterdown

Posted on September 30, 2025 by The Linda Maguire Team

Posted in Waterdown Real Estate

Check out our newest listing 129 MCMONIES Drive in Waterdown.

See details here

Welcome to 129 McMonies Drive, situated in the East End of Waterdown. This FREEHOLD town offers 3-bed, 2.5-baths, and approximately 2,000 sq ft of finished, stylish living space. The desirable family-friendly neighbourhood is near schools, parks, with easy highway access. As you arrive, you’ll notice the welcoming porch, & well-manicured gardens. The sun-filled open-concept main floor provides plenty of space for family and friends to enjoy and includes a modern, eat-in kitchen with gorgeous new quartz counters, stainless steel appliances, a peninsula with seating, & plenty of cabinets. The dining area has convenient access to the yard, & the family room a cozy electric fireplace. The spacious primary offers his & hers walk-in closets & ensuite, & two other generously-sized bedrooms, and a main bathroom complete the second level. The finished basement adds a versatile living space, laundry, & storage, and has a large picture window that adds plenty of light and views of the backyard. Enjoy the maintenance-free yard with a new stone patio, gazebo, and decking with built-in storage. Other great features include an EV charger, shutters, and potlights throughout. This home is move-in ready, with nice upgrades, and pride of ownership is evident. This home is ideal for families & professionals seeking Waterdown’s vibrant lifestyle. Book your private showing today! (id:2493)

Listed for $899,900

For more information contact Cathy Buttrum and Linda Maguire at info@maguireteam.ca

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New Listing in Burlington

Posted on September 27, 2025 by The Linda Maguire Team

Posted in Burlington Real Estate

Check out our newest listing 1405 2007 JAMES Street in Burlington.

See details here

Welcome to The Gallery, the epitome of luxury condo living in the heart of downtown Burlington. This stunning 1-bed + den, 1-bath suite provides 649 sq ft of bright, thoughtfully designed space with floor-to-ceiling windows showcasing breathtaking, panoramic views of Lake Ontario. The sleek, modern kitchen features a gas stove, large island, quartz countertops, stainless steel appliances & a striking new backsplash, while wide-plank flooring, fresh paint, stylish new lighting & custom blinds elevate the space. The versatile den is ideal for a home office or creative studio. Step onto the oversized 160 sq ft covered balcony with a built-in gas line for BBQs & soak in spectacular south-facing lake views year-round. Residents enjoy unmatched resort-style amenities: indoor pool, state-of-the-art fitness & yoga studios, party & games rooms, rooftop terrace with BBQs & firepit, 24-hr concierge & luxurious guest suites—all with acclaimed Bardo Restaurant conveniently located on the main floor. Walk to Spencer Smith Park, the waterfront, shops, restaurants & cafés, with quick access to QEW, 403 & 407 for effortless commuting. (id:2493)

Listed for $629,900

For more information contact Matt Maguire and Linda Maguire at info@maguireteam.ca

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